On Feb. 5, 2026, markets fell as Bitcoin slid near $65,000, pushing altcoins lower. That pressure drove XRP to about $1.15, and a long-term holder outlined reasons for the move.
Ripple Bull Winkle wrote on X that price lags new market factors. A holder who’s watched $XRP for 10 years said something feels off about this price action. He’s right — but not how most think. The fundamentals changed completely: ETF flows, bank filings, and permissioned infrastructure live. Price is lagging reality. When it catches up, it happens fast. $XRP. That holder is me….
Brad Garlinghouse posted on X a Warren Buffett line amid declines. “Be fearful when others are greedy, and greedy when others are fearful!”
According to CoinCodex, models show higher long-term targets. They foresee $1.33 by 2026, $4.73 by 2030, $7.07 by 2040, and $11.21 by 2050.
(Ed. note: The delayed SEC verdict and banks’ reluctance were cited as downward factors.) The long-term holder said recovery could be rapid once price aligns with fundamentals.

