Ethereum co-founder Vitalik Buterin has proposed a new model for AI-assisted cryptocurrency wallets. He stated that while AI will be central to future wallet design, high-value transactions should remain under human control. His framework suggests AI proposes transaction plans, but users must manually confirm large transfers.
Vitalik Buterin has outlined how artificial intelligence could redefine the next generation of Web3 wallets. He noted on decentralized social media platform Farcaster that it is “pretty obvious” that the next iteration of wallets will heavily involve AI.
Despite this, Buterin said he would not trust LLMs with multi-million-dollar transactions or control over large amounts of money. He proposed a workflow where an AI system suggests a plan, then a local light client simulates the transaction. The user would review the intended action and required outcome before manually confirming.
Buterin warned this approach must be implemented conservatively with a strong emphasis on security. He suggested removing decentralized application interfaces from the transaction process to reduce attack vectors associated with theft and privacy risks.
Other developers responded to Buterin’s comments with potential implementations. Ethereum developer Andrey Petrov suggested two scenarios where AI analyzes a transaction payload and explains it in plain language for user confirmation. He also proposed having AI independently reconstruct a transaction to verify its intent.
Another Farcaster user described a framework where AI plans complex strategies like multi-hop swaps and yield optimization. This would involve a local light client simulating the outcome for user review, aiming to reduce risks from blind signing and malicious dApp payloads.

