Ripple CEO Brad Garlinghouse said he now sees a 90% chance the CLARITY Act will become law by April 2026. His remarks came after a recent White House meeting, reflecting stronger legislative momentum as discussions shift from broad disagreements to specific policy details.
Ripple chief executive Brad Garlinghouse said he now sees a 90% chance that the CLARITY Act will become law by April 2026. He described the outlook as stronger than before, citing steady legislative progress in Washington.
His remarks came after the most recent meeting in the White House. Garlinghouse shared his updated view during an appearance on Fox Business.
He pointed to growing bipartisan interest in market structure legislation. Recent meetings reportedly helped narrow differences that had previously slowed progress.
That momentum follows the CLARITY Act’s passage in the House of Representatives in 2025 with bipartisan support. Senate consideration has taken longer, though observers say the current pace signals renewed urgency.
Officials involved in the talks reportedly aim to settle remaining policy disputes by March 1, 2026. Supporters see the timeline as critical, given that legislative schedules often tighten ahead of midterm elections.
The CLARITY Act seeks to establish a unified federal framework for digital assets. It would define oversight roles by assigning assets that resemble securities to the securities regulator and commodity-like assets to the Commodity Futures Trading Commission.
Supporters argue that clearer boundaries would reduce legal uncertainty. They say this could provide consistent guidance for firms operating in the United States.
Stablecoins remain a central issue in negotiations, particularly whether issuers can offer yield-style features. Banking groups warn such practices could affect deposits, while crypto firms argue restrictions may push activity to other jurisdictions.
Garlinghouse said prolonged uncertainty has limited innovation, citing Ripple’s legal experience as partial but incomplete progress. “Individual court outcomes cannot replace clear, industry-wide rules,” he stressed.
Market expectations have also shifted, with prediction platforms such as Polymarket showing rising confidence in passage within the proposed timeframe. Analysts view the coming months as a key window before political dynamics complicate the process further.
