German bank ING Deutschland is offering its retail customers access to crypto exchange-traded notes (ETNs) without order fees. The launch for 3.2 million securities account holders follows strong growth in the bank’s trading activity and assets under management, which reached $145 billion.
ING Deutschland now allows retail customers to invest in crypto exchange-traded notes without order fees and with a minimum investment of about $1,100. The bank plans to expand this access to around 3.2 million securities account holders and will provide savings plans for recurring investments.
CEO Lars Stoy said the bank is focused on accelerating product launches and providing a more personalized digital banking experience. This initiative is part of a broader strategy to expand digital services and integrate crypto into traditional investment portfolios.
The rollout follows a year of significant growth where the bank executed approximately 55.2 million securities transactions. Assets under management rose by 22 percent to $145 billion, driven by net inflows and increased retail investor activity.
The company’s move complements its other recent offerings targeting younger customers. These include a Junior current account, a Young direct investment account, and the integrated European payment system WERO for real-time transfers.
By the end of 2025, over 500,000 WERO wallets had been activated. The bank is also strengthening services for affluent clients with plans for new investment and financing products starting in 2026.
ING Deutschland said the crypto ETP launch aligns with its digitalization plans, which include real-time SEPA transfers. The new initiative demonstrates the bank’s commitment to combining traditional investment with regulated digital asset exposure.
