Monica Long, president of Ripple, predicts half of the Fortune 500 will adopt formal crypto treasury strategies in 2026. She shared the view on X on January 20 and in a company essay, saying stablecoins, tokenized assets, and custody will move beyond pilots into core operations.
Long framed crypto as financial infrastructure rather than a trading product. She said stablecoins will embed in payment flows to speed settlement and improve liquidity management.
She pointed to payment firms like Visa and Stripe integrating stablecoins into parts of their systems. She also cited U.S. regulatory changes, including the GENIUS Act, as giving institutions clearer rules for dollar-backed crypto assets.
On corporate balance sheets, Long said exposure will broaden beyond Bitcoin to include stablecoins and tokenized treasuries. A 2025 Coinbase survey found 60% of Fortune 500 firms were working on blockchain initiatives, and more than 200 public companies held BTC at year-end.
Long said ETFs, custody, and consolidation will shape the next phase. She noted record trading volumes for Ethereum and Solana ETFs, Bitwise filings for 11 single-asset altcoin ETFs, and about $8.6 billion in crypto mergers and acquisitions during 2025.
She forecast that over half of the world’s top 50 banks will formalize new custody relationships in 2026. Blockchain systems will increasingly pair with automation for continuous liquidity and collateral management (Ed. note: These are forecasts, not guarantees).
