According to a recent report, David Schwartz, former CTO of Ripple, said nations are adopting XRP right now as a strategic response to geopolitical realities rather than mere speculation. He made the remarks during an industry conversation and cited the asset’s neutrality as the main driver.
Schwartz said countries prefer a settlement asset no single state controls. “Nobody but the EU wants the EU to replace the dollar. Nobody but Russia wants the ruble to replace the dollar; nobody but China wants the yuan to replace the dollar. So maybe they would rather have a currency that nobody can control than a currency that is controlled by their most powerful political rival.”
He stressed that adoption targets settlement infrastructure, not immediate consumer use. Banks can use XRP to clear transactions without routing through rival-controlled currencies.
Governments are discussing XRP to lower geopolitical exposure and reduce transaction risk. (Ed. note: neutrality is the key advantage cited by officials.)
The shift reflects practical necessity rather than market hype. The focus remains on creating neutral settlement rails that serve states and institutions without favoring any rival.
