Partnerships between Ripple and financial institutions now exceed 140 globally, with Deutsche Bank confirming a major integration in February 2026. Analysts view this as a pivotal moment for institutional adoption. Despite this growth, XRP’s price remains at approximately $1.43, down 60% from its 2025 high, creating a significant disconnect with its expanding network utility.
The network of XRP bank partnerships has expanded to cover more than 140 financial institutions worldwide, including major names like Banco Santander, HSBC, JP Morgan, and now Deutsche Bank. The confirmed deal with the $69 billion German bank in February 2026 is widely seen as a turning point for institutional infrastructure.
Deutsche Bank is embedding Ripple’s payment infrastructure for cross-border settlements, FX operations, and digital asset custody. Executive Ciaran Byrne stated the bank envisions “a future using multiple rails — SWIFT, stablecoins, and blockchain solutions.”
Community developer Bird echoed the significance, noting “the banks are coming, and the NDAs are clearly starting to lift.” The partnership list also features SBI Holdings, Standard Chartered, Barclays, and UBS.
Further expansion is anticipated through increased On-Demand Liquidity usage and the upcoming RLUSD stablecoin. Meanwhile, DXC Technology is working to embed XRP into the Hogan core banking platform, which manages over $5 trillion in deposits.
Despite this institutional build-out, XRP is trading around $1.43, a sharp decline from its previous high. Standard Chartered revised its end-2026 price target down to $2.80, citing short-term liquidity pressures, though its 2030 forecast remains at $28.
