The PACT protocol, a leading on-chain credit infrastructure built on Aptos, has announced that its native $PACT token is now listed on major exchanges Kraken, MEXC, and Gate. The protocol, which embeds credit systems directly on-chain, reports facilitating over $1.9 billion in originated loans and processing thousands of daily transactions through its fintech partners. This expansion aims to broaden global access to its governance token and on-chain financial ecosystem.
The on-chain credit protocol PACT has expanded access to its native token through listings on global exchanges Kraken, MEXC, and Gate. The protocol provides fully programmable infrastructure for credit origination, servicing, and stablecoin settlement directly on the blockchain.
Unlike traditional real-world asset (RWA) protocols that tokenize off-chain debt, PACT embeds the credit system itself into blockchain rails. Its technology is utilized by fintech lenders and financial institutions operating in emerging markets for cross-border stablecoin flows and micro-loans.
The $PACT token serves as the governance asset for the PACT DAO, allowing holders to vote on protocol upgrades and guide its development. It also facilitates ecosystem rewards and is used for staking to align participant incentives and strengthen network security.
“Being supported by major exchanges opens the door for more people to join PACT’s community governance and contribute to the future of global credit markets,” said Zander Rafael, Co-Founder of Pact Labs. He stated this move brings the protocol closer to its goal of open, on-chain financial access.
The protocol has reported significant operational milestones over the past year. These include originating over $1.9 billion in total loans on-chain and facilitating the creation of hundreds of thousands of embedded wallets through its software development kits.
PACT’s infrastructure currently supports the origination of over 2,000 loans per day through its partners. It has also enabled the creation of end-to-end stablecoin payroll and credit flow systems, demonstrating scalable use.
Built on the Aptos blockchain, PACT leverages its high-throughput architecture for real-time financial operations. This aims to modernize historically slow and opaque credit markets with automation and transparency.
The new exchange listings are intended to introduce the PACT ecosystem to a wider global audience of users and developers. More information is available on its official website and social channels like X.

