Investors are reviewing current wallet concentration for XRP after recent legal and market developments, and a new dataset details who holds the token and how much. According to a report, the holdings breakdown shows large, institutional, and retail ownership across global exchanges and wallets.
The token launched in 2012 with a fixed supply of 100 billion XRP and has no mining or staking mechanism. Distribution relies on escrow, allocations, and market transfers.
The largest holder is Ripple Labs Escrow, which controls about 45% of the supply (Ed. note: this level of concentration can shape market liquidity). Ripple Labs (operational) holds nearly 1% of the total supply.
Major exchanges also hold sizable amounts; combined, Binance and Bithumb control about 3.6%, roughly 3.6 billion XRP tokens. Co-founder Chris Larsen holds about 4.6%, placing him among the top individual holders.
Institutional treasuries such as SBI hold nearly 5% of supply, while anonymous whale wallets account for about 2%. Retail and small wallets together hold between 38% and 42% of the total supply.
Price outlook is gaining attention, with forecasts showing potential upside. Per CoinCodex, “According to our latest XRP price prediction, XRP is forecasted to rise by 44.42% and reach $ 2.99 by July 15, 2026. Per our technical indicators, the current sentiment is Bearish while the Fear & Greed Index is showing 49 (neutral). XRP recorded 11/30 (37%) green days with 6.77% price volatility over the last 30 days.”
