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HomeNewsSoFi Launches Unified Crypto and Fiat Business Banking Platform

SoFi Launches Unified Crypto and Fiat Business Banking Platform

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Digital banking platform SoFi Technologies has launched a unified platform called Big Business Banking for corporate fiat and crypto transactions. The system allows companies to manage deposits, fund transfers, and settlements using traditional currencies or digital assets, including support for issuing and redeeming its SoFiUSD stablecoin. The rollout includes participation from several major trading and infrastructure firms and aims to connect with blockchain networks.


SoFi Technologies has launched Big Business Banking, a platform allowing companies to manage fiat and crypto within one regulated system. It enables firms to hold deposits, move funds, and settle transactions using traditional currencies or digital assets around the clock.

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The offering consolidates functions typically split across banks, custodians, and crypto service providers. It also introduces support for issuing and redeeming the company’s stablecoin, SoFiUSD, letting businesses convert between fiat and onchain assets.

The rollout includes participation from companies such as Cumberland, BitGo, Bullish, B2C2, Fireblocks, Wintermute, Jupiter, Galaxy, Mesh Payments and Mastercard. This reflects early demand from trading, payments, and infrastructure providers.

SoFi said the system is expected to connect with blockchain networks, including Solana, to support onchain settlement. The move comes as the bank has been pushing deeper into digital assets, resuming crypto trading in June and expanding blockchain-based remittance services.

While SoFi expands from banking, crypto-native companies are building similar institutional infrastructure. In March, BitGo launched a financing platform enabling institutions to borrow and lend against various assets within a single custody account.

In January, Fireblocks acquired crypto accounting platform TRES for $130 million, adding tax and compliance capabilities. This week, Ripple added digital asset capabilities to its treasury platform for managing crypto and fiat balances.

Several platforms are also pursuing U.S. banking licenses. On Wednesday, crypto exchange EDX Markets applied to establish a national trust bank called EDX Trust.

Earlier this month, Zerohash applied for a national trust bank charter, joining applicants including Coinbase, Laser Digital and Payoneer. These companies seek regulatory approval to offer integrated crypto financial services.

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