Tether has announced a $100 million strategic investment in the t‑0 network, a settlement platform designed for licensed financial institutions using its USDT stablecoin. The platform aims to enable near-instant, cost-effective cross-border payments by leveraging USDT as the core settlement infrastructure. This move reduces foreign exchange risk and capital requirements for banks, highlighting Tether’s focus on expanding real-world financial applications for its digital dollar.
Tether is investing $100 million into the t-0 network, a USDT-powered settlement platform. The company announced this strategic move to support faster, more transparent cross-border payments for licensed financial institutions.
The network connects global institutions, allowing them to coordinate fiat-to-fiat transactions with near-instant settlement. It minimizes foreign exchange exposure and lowers the capital banks must hold for international transfers.
This system contrasts with traditional banking, which often involves days-long delays and high fees. The t-0 network provides a non-custodial, secure platform where funds move on-chain between licensed partners using a single API.
Paolo Ardoino, CEO of Tether, explained the platform enables real-time settlements and lower costs. “The t-0 network enables real-time settlements, lower costs, FX transparency, and global access,” Ardoino stated.
James Brownlee, CEO of the t-0 network, added that the platform smooths transactions between developed and emerging markets. Brownlee said it allows institutions across Europe, the Americas, and Asia to trade on equal footing.
The investment underscores Tether’s commitment to expanding real-world use cases for USDT. By integrating its stablecoin’s liquidity into institutional infrastructure, Tether aims to shift settlement times from days to seconds.

