In 2025, Ripple settled its lawsuit with the SEC, lifting investor sentiment and activity. That settlement pushed XRP to a $3.65 peak in July, its highest in over seven years.
Several spot ETFs for XRP launched late in 2025, expanding institutional access. Analysts, as stated, labeled the token highly attractive.
ETF inflows helped Bitcoin and Ethereum hit new peaks in 2025. (Ed. note: ETF inflows were cited as a key driver behind those gains.)
Banks including Deutsche and Wells Fargo expect billions in U.S. tax refunds to enter the stock market this year. Some retail investors could instead channel funds into crypto and buy the dip, boosting demand for XRP.
However, the broader crypto market remains fragile and many investors avoid risky assets. Retail buyers appear to prefer safe havens such as gold and silver, which may limit upside.
Macroeconomic weakness and geopolitical tensions add further uncertainty and potential volatility. As a result, XRP could consolidate near current levels unless market conditions materially improve.
