XRP’s price has declined significantly over recent months despite reaching a new all-time high of $3.65 in July 2025 following the settlement of the SEC lawsuit against Ripple. The current dip is attributed to broader macroeconomic factors and geopolitical tensions, but the asset’s long-term outlook is seen as promising due to regulatory clarity and the emergence of XRP ETFs, including holdings by Goldman Sachs.
The settlement of the SEC vs. Ripple lawsuit brought substantial regulatory clarity for XRP. The court noted that retail purchases of XRP would fall under the non-securities category, while institutional purchases would be classified as securities.
That move led to a substantial rise in investor confidence. XRP subsequently hit an all-time high of $3.65 in July 2025, marking a new peak after more than seven years.
Although XRP has faced a substantial correction since its peak, the ongoing dip is related to larger macroeconomic factors. The crypto market took a big hit in late 2025 due to rising macro uncertainty and geopolitical tensions.
The ongoing US-Iran conflict has added to the already high selling pressure. However, things may change over the coming months as tensions potentially cool off.
XRP also saw the launch of several spot ETFs in 2025. Goldman Sachs, one of the top financial institutions, is also a big holder of those XRP ETFs.
ETF inflows are expected to take off once market conditions improve. XRP’s price could see a further spike if those ETF inflows increase.
