Fintech infrastructure provider FinHarbor has launched a new payment orchestration module called Money Flow. The system is designed to dramatically accelerate the configuration of complex payment processes involving both fiat and cryptocurrency. By utilizing a Temporal workflow engine, it manages transaction lifecycles with built-in compliance and audit trails, aiming to reduce modification times from weeks to days.
FinHarbor has announced the launch of its Money Flow payment orchestration module. This module manages the full lifecycle of transactions, including deposits, withdrawals, transfers, and exchanges across fiat and crypto rails.
The core orchestrators are built on the Temporal workflow engine. This design ensures stateful processes pass through AML screening, ledger accounting, and final execution without losing progress during disruptions.
The module significantly reduces the time required to adjust payment logic. Modifications that previously took about a week can now be shipped in roughly a day, according to the company.
All flow logic resides in a single, self-documenting service. This approach provides finance teams with direct visibility into how money moves through the platform.
“Payment infrastructure has traditionally been a black box for the people who are ultimately accountable for the money inside it,” said Ilya Podoynitsyn, CEO of FinHarbor. “With Money Flow, a finance director can read the logic of a withdrawal or an exchange almost like a business document, request a change, and see it in production within a day.”
Compliance is handled as a dedicated layer within each workflow. AML rules can be configured through a visual constructor, and a report is generated for every transaction to provide an audit trail.
Money Flow currently supports a wide range of operations, including bank transfers, crypto withdrawals, exchanges, and wire deposits. The list of supported flows is expanding as new integrations are added.
“Most of the cost in payment systems comes from change, not from the original build,” Podoynitsyn added. “We designed Money Flow so that change becomes routine – retries, timeouts, and compensations are built into the engine.”
The module is now available to FinHarbor clients as part of the platform’s core infrastructure. The company provides technical platforms for compliant financial products across Europe, MENA, and other markets.
