U.S. stock and bond markets are closed Monday, January 19, 2026, for Martin Luther King Jr. Day, with major exchanges and banks suspending normal operations nationwide. The federal holiday pauses settlement and many in-person financial services across the United States.
The New York Stock Exchange and Nasdaq will not trade during pre-market, regular, or after-hours sessions. According to the New York Stock Exchange, the exchange observes the holiday as a full-day closure.
The Federal Reserve will be closed, and most commercial banks, including JPMorgan Chase, Bank of America, and Wells Fargo, will shut branch services for the day. Customers can still use ATMs and mobile banking apps for account access.
The United States Postal Service will not deliver mail and will close retail post office locations nationwide. UPS will suspend regular pickup and delivery and FedEx will run limited, modified services.
Stock futures continue to trade despite exchange closures, with futures tied to the Dow, S&P 500, and Nasdaq 100 showing declines (Ed. note: futures trading can show market direction while exchanges are closed). The bond market also observes a full closure, as listed on the public calendars maintained by industry groups such as SIFMA.
Cryptocurrency markets remain open around the clock, and many retail stores will operate and offer holiday sales while federal and state offices typically remain closed.

